Steps to Apply for Disability Benefits in Connecticut

Step 1: Determine Which Program You Qualify For

Connecticut residents may qualify for SSDI, SSI, or both programs. SSDI is based on your work history and the amount of Social Security taxes you’ve paid. SSI is a need-based program that helps individuals with limited income and resources.

To be eligible for either program, you must have a medical condition that prevents you from working for at least 12 months or is expected to result in death.

Step 2: Gather All Necessary Medical and Personal Documentation

Strong documentation is key to a successful disability application. The Social Security Administration (SSA) needs to see comprehensive medical evidence of your condition.

• Visit your doctors regularly and follow treatment plans.
• Collect detailed medical records, including lab results, imaging, and clinical notes.
• Ask your doctors for a medical opinion letter that explains your work limitations.
• Include records from all specialists, not just your primary care doctor.
• Keep copies of your work history, recent earnings, and any previous medical evaluations.

Step 3: Apply Through the Appropriate Channels

You can apply for disability benefits in Connecticut in the following ways:

• Online: Visit www.ssa.gov to apply from home.
• By Phone: Call the SSA at 1-800-772-1213.
• In Person: Visit a local Social Security office in Connecticut. Find the closest one through the SSA’s online office locator.

Be sure to fill out all forms accurately and completely. Mistakes or missing information can delay your application or lead to a denial.

Step 4: Understand the SSA Evaluation Process

The SSA uses a five-step evaluation process to determine eligibility:

1. Substantial Gainful Activity (SGA) – Are you working and earning over the allowed limit?
2. Severity of Condition – Does your medical condition significantly limit your ability to work?
3. Listed Impairments – Does your condition match an SSA-listed disability?
4. Past Work – Can you still do the work you’ve done in the past?
5. Other Work – Can you adjust to other types of work considering your condition, age, and skills?

Make sure your application clearly explains how your condition meets these criteria.

Step 5: Track Your Application and Stay Proactive

Once your application is submitted, monitor your claim status and stay in contact with the SSA:

• Create a “my Social Security” account to check updates.
• Respond promptly to any SSA requests for additional documentation.
• Keep organized records of your submission, correspondence, and any phone conversations.

Step 6: Be Ready to Appeal If Necessary

Many initial disability claims are denied. If yours is, don’t panic—you have the right to appeal:

• Request Reconsideration – The first step in the appeals process.
• Request a Hearing – If reconsideration is denied, you can ask for a hearing before an Administrative Law Judge.
• Submit New Evidence – Any new medical documentation can support your appeal.