What are the disability benefits in Connecticut?
By Hogan Smith
Updated 05/02/2025
If you’re living in Connecticut and unable to work due to a physical or mental condition, you may be eligible for several types of disability benefits. These benefits can help cover your basic living expenses when you can no longer earn income due to a disabling condition.

This guide explains what disability benefits are available in Connecticut, who qualifies, and how to apply.
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Social Security Disability Insurance (SSDI)
SSDI is a federal program for individuals who have worked and paid Social Security taxes but can no longer work due to a disability.
To qualify, you must:
- Have a condition that meets the Social Security Administration’s (SSA) definition of disability
- Be unable to work for at least 12 months or have a terminal condition
- Have earned enough work credits through past employment
SSDI benefits are based on your prior earnings. In addition to monthly payments, you may become eligible for Medicare after 24 months of receiving benefits.
Supplemental Security Income (SSI)
SSI is another federal program designed to help disabled individuals who have limited income and assets, regardless of work history.
Eligibility requires:
- A qualifying disability
- Very limited income and countable resources under $2,000 (individuals) or $3,000 (couples)
- U.S. citizenship or lawful residency
If approved, you’ll receive monthly cash benefits and may also qualify for Medicaid in Connecticut.
State Supplement Program (SSP) in Connecticut
Connecticut offers a State Supplement Program (SSP) that provides additional monthly payments to individuals who qualify for SSI or State-Administered General Assistance (SAGA).
- Payments vary based on your living situation
- Automatically applied if you receive SSI
- Administered by the Connecticut Department of Social Services (DSS)
State-Administered General Assistance (SAGA)
For those who don’t qualify for SSI or SSDI, SAGA may provide temporary cash assistance and medical coverage to individuals with short- or long-term disabilities.
To qualify, you must:
- Meet financial need guidelines
- Provide medical evidence of disability
- Apply through Connecticut DSS
SAGA may also assist with basic needs like housing and food.
Long-Term Disability (LTD) Insurance
If you have private LTD coverage through your employer or purchased individually, this policy can provide monthly income replacement. LTD benefits usually start after a waiting period (90–180 days) and may last for years, depending on your plan.
Veterans Disability Benefits
If you're a
veteran living in Connecticut and have a service-connected disability, you may be eligible for
VA disability compensation, a federal benefit administered by the U.S. Department of Veterans Affairs.
How Hogan Smith Can Help
Navigating the various disability benefits in Connecticut can be overwhelming—especially when dealing with health challenges. At Hogan Smith, we can help you:
- Determine which programs you’re eligible for (SSDI, SSI, SSP, or SAGA)
- File accurate and complete applications
- Gather the medical evidence you need to prove your disability
- Appeal a denial if your initial claim is rejected
Contact Hogan Smith Today
If you're wondering what disability benefits you're eligible for in Connecticut, contact Hogan Smith today for a free consultation. We’ll help you understand your options, prepare your application, and guide you through the process—so you can get the support you deserve.
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