1. Initial Application

You start by submitting your SSDI application online, by phone, or at your local Social Security office. Your application will include:

• Personal information
• Work history
• Medical conditions and treatment details

Submitting a complete and accurate application is critical to avoid delays.

2. SSA Review

After your application is submitted, the Social Security Administration reviews it to:

• Confirm you meet the non-medical requirements (work credits, citizenship)
• Evaluate your medical condition against SSA’s disability criteria

Many applications are initially denied at this stage due to incomplete evidence or failure to meet strict criteria.

3. Disability Determination Services (DDS) Evaluation

Connecticut’s Disability Determination Services reviews your medical records and may request additional information or medical exams. This is to verify that your condition meets SSA’s definition of disability.

4. Initial Decision

Once DDS completes its evaluation, the SSA will send you a written decision:

• Approved: You begin receiving benefits.
• Denied: You have the right to appeal.

5. Appeals Process

If denied, you can appeal through several stages:

• Request for Reconsideration: SSA reviews your claim again.
• Hearing before an Administrative Law Judge (ALJ): A more detailed review with an opportunity to present your case.
• Appeals Council Review: A higher-level SSA review.
• Federal Court Review: The final legal step.

Each stage requires careful preparation and documentation.

6. Receive Benefits

If approved, you’ll start receiving monthly SSDI payments, along with Medicare coverage after 24 months of benefits.